Introduction

Investing is one of the best ways to grow wealth over time, but high fees can eat into your profits. Fortunately, many investment apps now offer low-cost or even commission-free investing, making it easier for beginners and seasoned investors alike to maximize their returns.

In this article, we will compare some of the best investment apps with low fees in 2025, helping you find the right platform that suits your investment style, financial goals, and budget.

---

Key Factors to Consider When Choosing a Low-Fee Investment App

When selecting an investment app, here are some important factors to keep in mind:

• Trading Fees: Look for apps that offer commission-free stock and ETF trading.
• Account Fees: Some apps charge maintenance or inactivity fees.
• Investment Options: Ensure the app supports your preferred assets (stocks, ETFs, crypto, mutual funds, etc.).
• Robo-Advisors vs. DIY Investing: Choose between automated investing (robo-advisors) and self-directed trading.
• Ease of Use: A user-friendly interface can make investing more accessible, especially for beginners.
• Security and Regulation: Ensure the platform is regulated and uses strong security measures.

Now, let’s compare some of the best low-fee investment apps in 2025.

---

1. Robinhood

Best for: Commission-Free Trading

Robinhood is a popular choice for beginners looking for a simple, commission-free investing platform. It allows users to trade stocks, ETFs, options, and cryptocurrencies with no trading fees.

Fees:

• $0 commission on stocks, ETFs, and options
• No account maintenance fees
• Robinhood Gold (premium) costs $5/month

Pros: ✔ No trading fees for stocks and ETFs
✔ User-friendly mobile app
✔ Fractional shares available

Cons: ✖ Limited research tools
✖ No access to mutual funds or bonds

---

2. Webull

Best for: Active Traders

Webull is a zero-commission investment app designed for traders who need advanced charting and research tools.

Fees:

• $0 commission on stocks, ETFs, and options
• No account maintenance fees
• Small regulatory fees on sales transactions

Pros: ✔ Advanced charting tools
✔ No account minimum
✔ Paper trading feature for practice

Cons: ✖ No mutual funds
✖ Learning curve for beginners

---

3. Fidelity Investments

Best for: Long-Term Investors

Fidelity is one of the most trusted brokerage firms, offering low-cost investment options with excellent customer service.

Fees:

• $0 commission on stocks and ETFs
• No account maintenance fees
• Fidelity Zero mutual funds with 0% expense ratio

Pros: ✔ No-fee index funds
✔ Strong customer support
✔ Extensive research tools

Cons: ✖ No cryptocurrency trading
✖ Some tools may be complex for beginners

---

4. M1 Finance

Best for: Automated Investing

M1 Finance blends robo-advisory services with self-directed investing, making it great for investors who want automation without high fees.

Fees:

• $0 commissions on stocks and ETFs
• No management fees
• M1 Plus (premium) costs $10/month

Pros: ✔ Automated portfolio rebalancing
✔ Fractional shares
✔ No trading commissions

Cons: ✖ No real-time trading
✖ No mutual funds or bonds

---

5. Acorns

Best for: Micro-Investing

Acorns is perfect for beginners who want to invest spare change from everyday purchases.

Fees:

• $3/month for basic investing
• $5/month for premium plan

Pros: ✔ Automated investing
✔ No minimum balance required
✔ Simple and beginner-friendly

Cons: ✖ Monthly fees can add up for small investors
✖ Limited investment control

---

6. SoFi Invest

Best for: All-in-One Financial Management

SoFi Invest provides commission-free investing, robo-advisory services, and even financial planning tools.

Fees:

• $0 commissions on stocks and ETFs
• No account fees
• Crypto trading fees vary

Pros: ✔ No commissions on stocks & ETFs
✔ Offers both self-directed and robo-advisor investing
✔ No minimum deposit

Cons: ✖ Limited investment choices compared to traditional brokerages
✖ Crypto trading fees apply

---

7. Charles Schwab

Best for: Research and Customer Support

Schwab offers zero-commission stock and ETF trades along with excellent customer service and research tools.

Fees:

• $0 commission on stocks and ETFs
• No account minimums
• Robo-advisor (Schwab Intelligent Portfolios) has no advisory fees

Pros: ✔ Free research tools
✔ Strong customer support
✔ Wide range of investment options

Cons: ✖ No direct crypto trading
✖ Advanced tools may be overwhelming for beginners

---

Conclusion

Selecting the right investment app depends on your financial goals, investing style, and preference for manual vs. automated investing. If you’re looking for:

• Commission-free trading: Robinhood, Webull, SoFi Invest
• Robo-advisory services: Betterment, M1 Finance, Schwab Intelligent Portfolios
• Long-term investing options: Fidelity, Charles Schwab
• Micro-investing: Acorns

By minimizing fees and maximizing investment potential, these apps help investors grow their wealth more efficiently. Before making any financial decision, always review the app’s fee structure, security measures, and available investment options.

---

Disclaimer:

This article is for informational purposes only and does not constitute financial, investment, or legal advice. Always conduct your own research and consult a professional before making investment decisions.